Financial and Insurance


We strive to provide you with affordable, high-quality treatment that fits your budget! Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. A down payment is required at the time of treatment.

We believe in treating all of our patients and their families as we would want to be treated, and we will work with you to make all stages of this great process as easy and comfortable as possible. A variety of payment options are available to meet your needs. Our office accepts all major credit cards – VISA, MasterCard, American Express and Discover – and offers interest-free financing through OrthoBanc as well as in-house financing plans.

Smile Orthodontics is also happy to extend discounts to patients who pay in full and to those with multiple family members undergoing treatment.

Insurance Policies

If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Insurance policies vary, so we will review your insurance to determine the appropriate course of action.

Once treatment has started, we will file your claims. We can also assist you with any Flex Spending Accounts you might have. To help us with your insurance filing, please complete the insurance questions on our questionnaire.

Smile Orthodontics is a preferred provider for Anthem, Cigna, Connection Dental, DeltaCare, all Delta Dentals, DenteMax, Guardian, GEHA, Humana, MetLife, United Concordia and United Healthcare.

Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.