Financial Options
We believe cost should never stand in the way of achieving a beautiful, healthy smile. Suffolk Braces offers flexible payment solutions to make orthodontic care accessible for every family.
Insurance
We accept most major dental and orthodontic insurance plans. Our experienced team will verify your benefits, file claims on your behalf, and maximize your coverage so you get the most from your plan. We are happy to assist with any insurance-related questions before or during treatment.
Flexible Payment Plans
We offer interest-free, in-house payment plans that allow you to spread the cost of treatment over convenient monthly installments. There are no credit checks, and we work with you to find a plan that fits your family's budget comfortably.
Third-Party Financing
For patients who prefer extended financing, we partner with CareCredit and other third-party lenders to offer low-interest and no-interest promotional plans. Apply in-office or online for quick approval.
Complimentary Consultation
Your initial consultation is always free. During this visit, Dr. Taylor will evaluate your needs, discuss treatment options, and our team will provide a detailed cost breakdown with all available payment options — no surprises, no hidden fees.
Family Discounts
We proudly offer family discounts when multiple family members are in treatment simultaneously. Ask our team about our sibling and family discount programs during your consultation.
Understanding Your Investment in Orthodontic Care
Orthodontic care is an investment in your health, and we want you to understand the numbers before you begin. During your complimentary consultation in Suffolk, VA, our team provides a clear explanation of the cost of the recommended treatment, what your insurance may contribute, and the payment options available to you. We take time to answer questions about down payments, monthly installments, and how your plan will work if your treatment timeline changes. We will also help you make the most of your benefits, including health savings or flexible spending accounts where applicable. Costs vary based on the type of treatment and the complexity of your case, which is why we provide a personalized review rather than a generic estimate. You deserve to feel confident, and our goal is for financial questions to be simple, honest, and stress-free.
Frequently Asked Questions
Common Questions About Financial Options
Do you accept my insurance?
We accept most major dental and orthodontic insurance plans. Contact our office with your insurance information and we will verify your benefits before your appointment.
Is the consultation really free?
Yes — your initial orthodontic consultation is complimentary. We will provide a thorough evaluation, discuss treatment options, and give you a clear breakdown of costs and payment options with no obligation.
Do you offer payment plans?
Absolutely. We offer flexible, interest-free in-house payment plans as well as third-party financing through CareCredit. We will work with you to find a plan that fits your budget.
Can I use my HSA or FSA for orthodontic treatment?
Yes! Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) can typically be used toward orthodontic treatment. We recommend checking with your account administrator for specific details.
What if I don't have insurance?
No insurance? No problem. Our flexible payment plans and financing options make treatment affordable for everyone. We will work with you to create a payment schedule that fits your financial situation.
Will I know the full cost before I start treatment?
Yes. After your exam, we review your recommended treatment, the estimated cost, your insurance benefits, and your payment options so you can decide with full information. If you have any questions after your visit, call either of our Suffolk offices and our team will be happy to walk through the details again.
Affordable Smiles Start Here
Schedule your complimentary consultation to learn about your treatment options and payment plans.